LOANS and BANKS

The BOV Group is a leading financial services provider in Malta, providing a full range of financial services including investment banking, private banking, fund management, bancassurance and stockbroking. Domestic operations include a national network of 41 branches, a Corporate Centre, 5 Business Centres and a Wealth Management arm.

Lombard Bank Malta Plc is one of Malta's major banks, together with Bank of Valletta, HSBC Bank Malta and APS Bank. Today, Marfin Popular Bank of Cyprus is the largest shareholder with an equity stake of about 49%. Over 1,200 shareholders, including investment funds, hold the remaining shares. The Bank has a 60% stake in Maltapost plc., the Maltese postal service.

We are a specialist Maltese bank focusing on wealth management, savings and investments. As a bank in Malta, we can help you manage your money and maximise your returns by offering interest rates that are consistently among the highest on the market. Mediterranean Bank was first established in June 2004 and, as of July 2005, became a fully licensed Maltese credit institution, regulated by the Malta Financial Services Authority (MFSA). The Bank is a participant in the Depositor Compensation scheme established under the Laws of Malta.

Banif Bank (Malta) plc is a Maltese bank owned by the Banif Financial Group and prominent Maltese investors. Banif Bank has a long-term commitment with the Maltese business and financial community.

Banif Bank (Malta) plc opened in January 2008 with the aim of becoming a key player in the Maltese market by capitalising on the knowledge and expertise gained from countries with a socio-economic environment similar to that of Malta, such as Azores and Madeira where the Bank has a market share of 34% and 26% respectively. The Bank offers fully-fledged financial services by employing a strategy oriented towards differentiated solutions.

Banif is deploying a branch network for both retail and corporate segments with dedicated financial advisors and supported by a local internet banking platform.

The Bank’s priority is to create a strong business structure based on solid internal processes.

The FIMBank Group (the "Group") comprises FIMBank p.l.c., Malta (the 'Bank'), London Forfaiting Company Ltd., London ('LFC'), FIM Business Solutions Ltd., Malta ('FBS') and FIM Property Investment Ltd ('FPI').

The Bank is a public limited company registered under the laws of Malta, and listed on the Malta Stock Exchange. It is licensed as a credit institution under the Banking Act, 1994. The Bank's principal activity is that of providing short-term international trade finance to corporate traders and to act as an intermediary to other financial institutions for international settlements, forfaiting and loan syndications. The Bank also maintains accounts in various currencies for residents and non-residents and provides credit card facilities to its customers. The Bank acquired full control of LFC in 2003. The FIMBank Group is supervised on a consolidated basis by the Malta Financial Services Authority.